> ## Documentation Index
> Fetch the complete documentation index at: https://docs.paymnt.cloud/llms.txt
> Use this file to discover all available pages before exploring further.

# Payments — Overview

> Understanding payment flows in Paymnt Cloud

# Payments — Overview

Typical flow: create → confirm/authorize → capture/void → refund.

3-D Secure / SCA is supported. See [3DS & SCA](/guides/payments/3ds-sca).