Welcome to Paymnt Cloud

• Single API, many processors — plug once, route anywhere.
• Smart routing & failover — profile-based rules and cascading retries.
• High-risk ready — supports complex verticals alongside retail/SaaS/marketplaces.
• GDPR/PII aware — tokenization, selective redaction, erasure endpoints.

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Getting started

• Quick path: Quickstart → Authentication → Create a payment
• Environments: Production & Sandbox

# List customers
curl -X GET "https://api.paymnt.cloud/customers" \
  -H "Accept: application/json" \
  -H "api-key: <YOUR_SECRET_KEY>"

# Create a minimal payment
curl -X POST "https://api.paymnt.cloud/payments" \
  -H "Content-Type: application/json" \
  -H "api-key: <YOUR_SECRET_KEY>" \
  -d '{"amount":1000,"currency":"USD","description":"Order #1001"}'

• api-key: <YOUR_SECRET_KEY>
• x-profile-id: <pro_...> (optional)

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Essentials

• Authentication
• Error Codes
• Rate Limits
• Idempotency
• Pagination & Filtering

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Guides

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Payments

• Overview
• Create
• Capture & Void
• Refunds from a payment
• 3DS & SCA
• Payment methods

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Customers

• Overview
• Tokens & Vault

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Refunds

• Overview
• Create & List

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Disputes

• Overview
• Evidence

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Platform

• Connectors
• Smart Routing
• Profiles
• Reconciliation & Reporting

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Webhooks & Events

• Overview
• Event types
• Signing & retries

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SDKs & Tools

• JavaScript SDK
• Server SDKs
• Postman & CLI

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Sandbox & Testing

• Sandbox
• Test cards & 3DS

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Security & Compliance

• PCI scope
• GDPR & PII
• RBAC & Keys

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Operations

• Retries & backoff
• Observability
• Changelog

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Support

• FAQ
• Contact support — please include your request_id and endpoint details for faster help.